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Therefore, the College would consider the Zip Car rental to be "personal" and would not be covered by college insurance. The College does not permit students to drive personal vehicles on college business, except in exceptionally rare circumstances (see Five Colleges Risk Management Auto Insurance Information - Use of a Personal Car). Students How does insurance work when using a Zipcar? Do I need to be credentialed to drive a Zipcar on college business?ĭrivers of vehicles rented for college business must be credentialed but do not have to be fleet. Excess auto liability is provided by the College’s commercial insurer. Since Zipcar fully insures for physical damage to its vehicles, MHC would not expect to have to cover any physical damage claims to the rented vehicle. If an employee uses a Zipcar for college business, the college's insurance will be excess of any provided by Zipcar. Employees How does insurance work when using a Zipcar? MHC is not responsible for any damage, loss, or claim arising from the use of ZipCars by any person unless the vehicle has been specifically rented on college business. Lower deductibles and higher insurance limits are not available to people under 21. Individuals under 21 have only state minimum insurance limits ($20,000/$40,000/$5,000) and are responsible for the $1,000 physical damage deductible. MHC recommends that individuals read the membership agreement carefully as this is a legal contract. MHC does not provide any insurance in excess of ZipCar's insurance unless the vehicle is rented for college business.

Mount Holyoke College's contractual relationship with ZipCar allows ZipCar to place vehicles for community use on our campus in exchange for favorable membership and rental rates for members of the MHC community. Join for only $25 a year, and receive $35 in driving credit your first month.Gas, insurance and maintenance are included for free!.Discounted hourly rates for faculty, staff and students age 18 and older: rates start at just $7.50/hour or $69/day.When you’re done, return the car to the same location where you picked it up. To use Zipcars, simply register as a member, reserve a car online or by phone, use your Zipcard to enter the car, and drive away. Overall, I would recommend you get a Zipcar membership for UofI driving, it's worth it for running errands or driving off-campus with friends, or exploring Champaign-Urbana.Mount Holyoke has an affiliation with Zipcar to support student access to their self-service, on-demand car sharing in the area. If you want additional insurance to CYA, you can also purchase per hour insurance when renting out Zipcars ranging from $0.75/hr to $3.00/hr.

As long as you're on time to return the Zipcar, no other charges would be incurred.įor insurance, Zipcar provides coverage for vehicle damage after the first $1,000.
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A gas card is also provided in each Zipcar since you have to fill up the tank to at least 25% full before returning.
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Your Zipcar rental does come with 180 mi/day free of charge, and $0.58/mi for each additional mile used. There are also per day rentals that can be as low as $70/day! The cheapest rentals during the weekdays are $9.50/hr and during weekends $10.50/hr-$11.00/hr. Locations on campus include Bousfield Hall, ISR, 4th and Healey, and PAR, with close to a dozen cars available. The $25/year membership deal is the student discount is the cheapest option at the moment (I got mine at $15/year back in Feb 2020) and it gives you access to Zipcars on- and off-campus (Champaign-Urbana, Chicago, etc.) for a year.
#Zipcar student discount driver
UofI student Zipcar driver here! Definitely would recommend Zipcar for its low-cost rentals and the convenience of having a car on campus without the hassles of car ownership. *Semi-lengthy but very informative POV of Zipcars on campus!*
